Hedgehog Car Insurance Reviews

Regarding car insurance, Hedgehog is one of the best options on the market today. They offer a 4.0-star rating, breakdown cover, legal assistance, and a courtesy car. The downside of Hedgehog car insurance is that they don’t offer a refund of your premiums. However, you can cancel your policy if you need to. You can do this online. The cancellation process is simple, and you can cancel at any time.

Has a 4.0-star rating

The number of customer reviews on Trustpilot for Hedgehog Car Insurance is relatively low. There are just 797 reviews for the company, with a 4.0-star rating. Hedgehog offers an online chat service open from 9 am to 5:30 pm, Monday to Friday (excluding bank holidays). Customers can also cancel their insurance if they change their minds within 14 days of signing up. A cancellation fee may apply outside the cooling-off period.

Hedgehog is a UK-based car insurance company. The company aims to provide affordable cover for high-risk drivers. It uses the latest data to compare premiums across multiple insurers. Its website is designed to be user-friendly and quick to use. The company’s customer service team is based in Cardiff, Wales. It’s part of the Berkshire Hathaway International insurance group, ranked in the top ten worldwide.

Offers breakdown cover

Hedgehog Car Insurance offers breakdown cover as an optional extra for its policies. This cover helps you in case your car breaks down or suffers an accident, and you can’t get to your car. It also covers the costs of replacing your car if you have a breakdown. The breakdown cover is available in basic, national, and home assistance plans. It can also be extended to include cover for driving abroad.

The company is based in Leicester, but they also cover the whole UK. Their service is available by telephone and online. You can also cancel the policy online. Make sure to check the cancellation terms and any cancellation fees. For example, if you cancel within 14 days of the start date, you’ll be charged a PS50 cancellation fee.

Offers legal assistance

Hedgehog Car Insurance is a motor-focused MGA backed by Berkshire Hathaway International Insurance. Founded by Ben Gower and CEO Pete Storey, Hedgehog aims to appeal to drivers who might have difficulty finding car insurance elsewhere. The company is based in Gibraltar but underwrites policies in the UK through Mulsanne Insurance Company Limited. Nigel Lombard, the company’s senior claims manager, has over 25 years of experience in the car insurance industry.

Although the company has a five-star rating from Defaqto, that rating only reflects the policy features rather than any interaction with their customer service center. As an online-only insurance company, Hedgehog has no physical offices and no telephone support. The only way to contact them is through live online chat; their hours are nine to five on weekdays.

Has a telematics feature

The Hedgehog Car Insurance Review team canate an accurate premium based on a varievariouss, including your age and driving history. The company also uses automated underwriting technology to ensure you receive the most affordable quote for your vehicle. Although Hedgehog does not use telematics in its system, it does offer several benefits, such as the option to track your driving history for future reference. You can also check your insurance premium by requesting a quote through Hedgehog’s website.

Some insurers offer discounts if you sign up for their telematics program. For example, you can receive five to ten percent of your premiums simply for enrolling. Moreover, some insurance companies allow you to select which telematics technology to use. However, it would help if you remembered that different telematics devices track different things. For example, smartphone apps can track phone use while driving, while plug-in devices cannot do this. Additionally, some telematics providers allow you to transmit your driving data through built-in options, such as GPS or WiFi.