It may be time to consider getting pet insurance if you have a pet. Lemonade provides pet insurance through its mobile application. To apply, open the app and enter your contact information. Then, sign an agreement confirming the information. Next, select a reason for a claim. You may also record a video explaining your situation. You can also upload the vet invoice and any supporting medical notes if your pet needs medical care.
Available in 36 states
Lemonade offers pet insurance plans in 36 states and Washington, D.C. These plans include basic accident-and-illness coverage and add-ons that include vet visit reimbursements, preventative care, and physical therapy treatments. Annual wellness exams are included, as are up to three vaccinations and the FeLV/FIV test. A comprehensive preventative care package includes heartworm medication and flea and tick control.
Lemonade’s pet insurance plans are affordable and flexible. They begin at $10 a month for a basic policy. Basic coverage provides coverage for diagnostic tests, treatments, and surgeries. Other services, such as physical therapy and end-of-life care, cost more.
Customizable plans
Customizable plans with Lemonade can be tailored to fit your pet’s needs. These plans cover medical bills for diagnostic testing, procedures, and hospitalization. They also cover prescription medication. Coverage is available for common health conditions such as diabetes, cancer, and other conditions. In addition, you can opt for add-ons that cover physical therapy for your pet and other alternative treatments.
Lemonade’s quote calculator can help you compare quotes. It only takes 90 seconds to fill out, and you can view the cost of different policies and optional add-ons. The calculator will tell you the effect of changing the annual coverage limit or adding additional policy add-ons. You can also opt to make a lump-sum payment to avoid paying monthly premiums.
Affordable premiums
If you want the most affordable coverage for your pet, Lemonade is your company. It offers coverage for pets starting at just $10 per month and continues to expand across the country. Lemonade offers a variety of discount options and preventative care plans, as well as an AI-driven system that processes claims in seconds. However, you should be aware that you will pay more for a policy if your pet is older than five years old.
Lemonade covers most medical procedures and diagnostic tests, including surgery and hospitalization. It also covers vaccines and dental care. The plan also covers x-rays, lab work, and ultrasounds. Dental illnesses, such as gingivitis, are also covered. You can even get a plan that covers your pet’s annual wellness exams and vaccinations. Lemonade also offers a chat option with pet health experts to answer any questions you may have.
Limited coverage
Lemonade’s basic coverage does not cover routine dental cleanings. However, the company’s Preventative+ package does. The company’s customer service representatives can be reached via phone, email, or mobile app. Users can choose the amount of annual coverage and an annual deductible, which must be met before the company will cover the expenses. The company also offers accident and injury insurance and preventative care policies.
Lemonade is not your typical insurance company, and it sets itself apart by adopting an AI-driven claims process and a commitment to charitable contributions. It offers other insurance products, including car, renters, life, and health insurance. Bundling multiple policies with the company can result in a 10% discount.
Waiting periods
When buying a policy, it’s essential to find out how long the waiting period will be. Typically, these are five or thirty days. In some cases, the waiting period will be longer. But this can depend on the policy and the provider. Most companies require you to wait for a certain period before they’ll cover your pet’s medical costs.
If your pet suffers an accident or gets sick, the waiting period can be as long as 14 days. If you’re planning on using your policy to cover an illness, however, you should be aware that a few insurers have a shorter waiting period. Some will require waiting periods of up to two days before you can claim an illness.